1) Who chooses the settlement company?

During a sale, the buyer chooses the title or settlement company. During a refinance, the borrower chooses the title company.

2) Who does the settlement company represent?

The settlement company represents the transaction, ensuring that the terms of the contract are met. Moreover, the closing agent and the settlement company do not act as an advocate for any of the parties -- borrowers, sellers, lenders or agents.

3) Whom do I contact if I have any questions prior to closing?

Please feel free to call the manager of the office where your closing is taking place.
Locations

4) Why do you need owners and lenders title insurance?

Title Insurance

5) If title has been examined, why does a buyer need title insurance?

Title Insurance

6) What do I need to bring to closing?

The Settlement Process - During Settlement

7) How does the Seller get his and/or her money after closings?

The Settlement Process - During Settlement

8) In what form must the buyer's money be?

The Settlement Process - During Settlement

9) How long will settlement last?

The Settlement Process - During Settlement

10) Who will be at closing?

The Settlement Process - During Settlement

11) What is the process for getting my title policy and deed after closing?

The Settlement Process - After Settlement

12) How much does a title company charge for its part of the closing?

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